Nah it happens - there have been several cases recently of innocent people being busted because their credit cards were cloned and used to buy child pr0n on the internets. The cops of course don't want to know, nicking a kiddy-fiddler looks good on their statistics, so basically your reputation (and possibly future employment prospects) is fucked, your name is dragged through the mud, and there's absolutely nothing you can do about it.
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